Monday 21 October 2013

Information On The Best Identity Theft Protection

By Elena McDowell


Identity theft refers to a crime that is punishable by law in most parts of the world. This is essentially the stealing of the identity of someone else. Usually this criminal act is done in order to access credit, resources and other benefits in the name of someone else. Finding the best identity theft protection may be a priority for some, as the victims of this can suffer with many consequences if they are held accountable for the actions of the criminal.

This type of behavior relates to the using of the social security number, name, identification number or credit card account information from a person without their consent. Often times this is done in order to commit fraud and other related crimes. Most victims do not become aware of this illegal activity until after it has been done and ruined their identity or financial standing.

There has been an increase in this type of theft in recent times. Some of the most common ways for thieves to get access to sensitive info is through hacking unsecure wireless networks or computers, email or phone scams, receipts or documents found in trash, or stolen credit cards or wallets. Once they gain access to this information they are able to purchase items, open new cards and even file for tax returns under your name.

There are numerous ways individuals can safeguard their personal information. Some tips and techniques are available at a cost. However, there are numerous free resources available to those looking to protect their identities.

Nowadays, people use their computers and the Internet to store personal information and activities. Those who do this are encouraged to set passwords that are strong and change them from time to time. It is best to avoid common or easily guessed passwords, including maiden names, birth dates, pet names, and work or school names. A safe password is one that includes a few capital letters, and a minimum of one numeric and character. Be sure to change the password occasionally.

People are encouraged to be aware of the information they share online, especially through social media. These personal details shared online may be used by thieves in order to authenticate identities. Avoid posting your address, SSN, birth place, birth date, phone numbers and other information online where many others can access it.

Likewise, keep financial documents and sensitive personal info secure. Many people store this type of information on their computers and those who do should make sure their computer is properly protected with anti-spyware, anti-virus and a firewall. Physical documentation with sensitive information should be shredded if being disposed of. Other important things to do: protect your mobile device, frequently check your credit report and do not fall for scams.

If you believe that your identity is stolen: place a hold on major accounts, change passwords and file a complaint with the necessary officials. Even those utilizing the best identity theft protection might find themselves in this type of situation. There are many free resources that provide various tips and techniques related to safeguarding sensitive information from criminals.




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